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  ZAMBOANGA CITY RB INC      
  Published Balance Sheet      
  Amounts in Philippine Pesos      
  As of 31 March 2022      
         
ASSETS    
  Current Quarter Previous Quarter  
  Cash and Cash Items 7,719,011.20 7,260,145.84  
  Due from Bangko Sentral ng Pilipinas 7,398,388.77 7,398,388.77  
  Due from Other Banks 136,064,120.76 133,509,544.53  
  Financial Assets at Fair Value through Profit or Loss 0.00 0.00  
  Available-for-Sale Financial Assets-Net 0.00 0.00  
  Held-to-Maturity (HTM) Financial Assets-Net 362,301.73 362,301.73  
  Unquoted Debt Securities Classified as Loans-Net 0.00 0.00  
  Investments in Non-Marketable Equity Security-Net 0.00 0.00  
  Loans and Receivables - Net 217,741,119.29 209,577,678.03  
  Loans to Bangko Sentral ng Pilipinas 0.00 0.00  
  Interbank Loans Receivable 0.00 0.00  
  Loans and Receivables - Others 220,593,109.44 212,429,668.18  
  Loans and Receivables Arising from RA/CA/PR/SLB 0.00 0.00  
  General Loan Loss Provision 2,851,990.15 2,851,990.15  
  Other Financial Assets 0.00 0.00  
  Equity Investment in Subsidiaries, Associates and Joint Ventures-Net 0.00 0.00  
  Bank Premises, Furniture, Fixture and Equipment-Net 336,962.21 318,008.03  
  Real and Other Properties Acquired-Net 1,709,869.63 1,576,329.63  
  Non-Current Assets Held for Sale 0.00 0.00  
  Other Assets-Net 5,209,623.03 6,275,060.55  
  Net Due from Head Office/Branches/Agencies, if any (Philippine branch of a foreign bank) 0.00 0.00  
  TOTAL ASSETS 376,541,396.62 366,277,457.11  
         
LIABILITIES    
  Financial Liabilities at Fair Value through Profit or Loss 0.00 0.00  
  Deposit Liabilities 298,487,570.09 285,358,991.50  
  Due to Other Banks 0.00 0.00  
  Bills Payable 0.00 0.00  
  a) BSP (Rediscounting and Other Advances) 0.00 0.00  
  b) Interbank Loans Payable 0.00 0.00  
  c) Other Deposit Substitutes 0.00 0.00  
  d) Others 0.00 0.00  
  Bonds Payable-Net 0.00 0.00  
  Unsecured Subordinated Debt-Net 0.00 0.00  
  Redeemable Preferred Shares 0.00 0.00  
  Special Time Deposit 0.00 0.00  
  Due to Bangko Sentral ng Pilipinas 0.00 0.00  
  Other Financial Liabilities 5,407,261.54 3,819,144.98  
  Other Liabilities 8,452,944.14 13,223,252.11  
  Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) 0.00 0.00  
  TOTAL LIABILITIES 312,347,775.77 302,401,388.59  
         
STOCKHOLDERS' EQUITY    
  Capital Stock 44,625,000.00 44,625,000.00  
  Other Capital Accounts 317,552.33 1,717,152.23  
  Retained Earnings 19,251,068.52 17,533,916.29  
  Assigned Capital 0.00 0.00  
  TOTAL STOCKHOLDERS' EQUITY 64,193,620.85 63,876,068.52  
  TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 376,541,396.62 366,277,457.11  
         
CONTINGENT ACCOUNTS    
  Guarantees Issued 0.00 0.00  
  Financial Standby Letters of Credit 0.00 0.00  
  Performance Standby Letters of Credit 0.00 0.00  
  Commercial Letters of Credit 0.00 0.00  
  Trade Related Guarantees 0.00 0.00  
  Commitments 0.00 0.00  
  Spot Foreign Exchange Contracts 0.00 0.00  
  Securities Held Under Custodianship by Bank Proper 0.00 0.00  
  Trust Department Accounts 0.00 0.00  
  a) Trust and Other Fiduciary Accounts 0.00 0.00  
  b) Agency Accounts 0.00 0.00  
  c) Advisory/Consultancy 0.00 0.00  
  Derivatives 0.00 0.00  
  Others 0.00 0.00  
  TOTAL CONTINGENT ACCOUNTS 0.00 0.00  
OTHER INFORMATION  
  Gross Total Loan Portfolio (TLP) 236,172,634.00 227,009,192.74  
  Specific provision for loan losses 15,579,524.56 14,579,524.56  
  Non-Performing Loans (NPLs)      
  a. Gross NPLs 10,546,664.00 7,873,735.39  
  b. Ratio of gross NPLs to gross TLP (%) 4.47 3.47  
  c. Net NPLs 289,300.58 449,022.09  
  d. Ratio of Net NPLs to gross TLP (%) 0.12 0.20  
  e. Ratio of total allowance for credit losses to gross NPLs (%) 174.76 221.39  
  f. Ratio of specific allowance for credit losses on the gross TLP to gross NPLs (%) 147.72 185.17  
  Classified Loans & Other Risk Assets, gross of allowance for credit losses 0.00 0.00  
  DOSRI Loans and receivables, gross of allowance for credit losses 0.00 0.00  
  Ratio of DOSRI loans and receivables, gross of allowance for credit losses, to gross TLP (%) 0.00 0.00  
  Gross non-performing DOSRI loans and receivables 0.00 0.00  
  Ratio of gross non-performing DOSRI loans and receivables to TLP (%) 0.00 0.00  
  Percent Compliance with Magna Carta (%)      
  a. 8% Micro and Small Enterprises 8.29 8.28  
  b. 2% for Medium Enterprises 2.37 2.71  
  Return on Equity (ROE) (%) 1.98 2.73  
  Capital Adequacy Ratio (CAR) on Solo Basis, as prescribed under existing regulations      
  a. Total CAR 16.44 16.91  
  b. Tier 1 CAR 15.74 16.18  
  c. Common Tier 1 Ratio (%) 1/ 0.00 0.00  
  Deferred Charges not yet Written Down 0.00 0.00  
  Unbooked Allowance for Probable Losses on Financial Instruments Received 0.00 0.00  
         
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  Newspaper Published on: Not Available